Cautious and clumsy consumers should be prepared to pay more for protecting the new, bigger iPhones.

As Apple prepares for the release of its newest and priciest models Sept. 21, the tech giant has rolled out additional AppleCare protection options including monthly plans and theft and loss protection.

The added peace of mind doesn’t come cheap, yet can safeguard against higher repair and replacement costs.

For the new iPhone XS and XS Max, AppleCare with theft and loss protection is $299 for two years of coverage, $100 more than the company’s standard extended warranty plan that protects phones from accidental damage and defects.

The deductible for theft or loss is $269 for these top models, which is comparable to insurance offered by carriers.

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